How many of us have found themselves with the loan refused? And how many will have wondered how to do to meet their expenses?
Well, the article that we propose today wants to provide answers, but above all solutions to those who came across a refusal of loan.
Loan Rejected? Main Motivations
The reasons that explain the refusal of the loan can be many and varied and everyone should be analyzed on a case-by-case basis.
Absolute first among the reasons that explain the refusal of loan is the presence of the applicant in the database of bad payers. It is reported as bad payer due to the delay of some installments or the non-payment of the latter. Even if you have requested a loan for a short time and have not been successful or refused, you will be placed for a short time in the database, resulting in a bad payer, so you will not be able to access the loan because it would be rejected automatically, in this case usually the waiting time is 30 days.
Another reason why your loan has been refused can be the recourse to excessive financing or other expenses that led you to indebted: in case the debt should be too high, it will not be easy to help you with a loan.
You may have also received negative results due to recently obtained funding or because until now you have never had access to a loan.
Lastly, you may have been refused the loan because you have made a request directly to the Italian Post Office without demonstrating an actual income, which for this type of funding is a fundamental characteristic: it is important to show that you receive income, whether income from work or even retirement.
Loan Rejected? How to get another one
If your loan has been declined there is another easier way to get a loan. Do you want to know how? Simple!
At PrestitoA we offer loan solutions to those who need liquidity, even for those who are bad payers! Request a free quote!
If you receive a pension or employee income and the loan has been denied due to the problems described above, you can contact us. How?
The solution takes the name of assignment of the fifth. Through the transfer of the fifth we will be able to help you, offering you the most suitable loan to you. From lower figures that can allow you to worry-free on major and significant amounts, which can allow you to buy a car, for example.
All this will be assessed together with the expert consultants who will give you all the information you need. Without any kind of commitment and in a free way will be evaluated the loan estimate suitable for you.
Loan Rejected? There are also loans for bad payers
Unfortunately today it is easy to be labeled a bad payer. To date, in fact, the bad payer is the one who also delays only the payment of a single installment, even if at the distance of a few days.
The main consequence that is aggravated by a bad payer is the difficulty in obtaining new loans, especially until the report is canceled and for each specific case the duration varies.
If you want to know how much time you will have to wait, click also on the link below, you will be directed to the article related to this topic, which deals with the bad payer entitled Delete list Crif Bad Payers
If you have made a loan request and you have been refused and your only solution is a loan and you do not know how to do it, please contact us. Even if you are protested, enrolled in crif, bad payer or have had a negative response to the request for your loan for a few days, we can help you in any way. Not everyone can be financed, only permanent employees, or retirement income earners, who must be at least 600 euros to be able to guarantee the person a life, as far as possible, worthy, even for this type of loan if you are a bad payer.
In the case of employees, thanks to the guarantee of severance pay, it is possible to have access to a loan with a relevant amount, even if previously rejected by others for registration in the database as a bad payer. All this thanks to the sale of the fifth. The installment of the loan will be deducted directly on your paycheck or coupon: you will no longer have the worry of falling back into the database as a bad payer.
Choose what amount to ask, decide an installment not too high and that you feel you can pay every month and our expert consultants will make the estimate you requested. It will take only a few seconds to fill out the form that will give access to the page about the loan, even for bad payer, within 24 hours you will be contacted and all for free and without any kind of commitment, evaluate the estimate together with our experts.